The Goa trip you went on with 6 people. The office Secret Santa gift everyone chipped in for. The dinner where someone said 'I'll Venmo you later' (they won't). CiviQ's Split feature handles all of this.

How to split an expense

1
Log the expense normally
Log the full amount you paid. If the Goa resort cost ₹12,000 and you put it on your card, log ₹12,000 as an expense.
2
Open the three-dot menu on the expense
Find the expense in your Transactions page. Tap the three dots (⋯) on the right side of the row.
3
Tap 'Split this'
The split screen opens with the expense amount pre-filled.
4
Enter the other person's name
Type who you're splitting with. 'Rahul', 'Team lunch group', 'Priya & Karthik'. This name appears in your Splits page.
5
Choose: Equal split or Custom amount
Equal split divides 50-50 automatically. Custom lets you enter exactly how much the other person owes you — useful when the split isn't equal (like when some people had alcohol and some didn't).
6
Review the split preview
You see 'You keep: ₹6,000 | Rahul owes you: ₹6,000'. Verify this is correct.
7
Tap Confirm
CiviQ creates a Split record. The original expense shows a 'Split' badge. Rahul now appears in your Splits page with ₹6,000 outstanding.
Example
The Goa example:

You went to Goa with Rahul, Priya, Arun, Meena, and Karthik — 6 people total.

You paid:
• Hotel: ₹18,000 (split 6 ways = ₹3,000 each — 5 people owe you ₹3,000 each)
• Scooter rental: ₹4,500 (split 3 ways, just you, Rahul, Arun)
• Beach restaurant dinner: ₹6,240 (split 6 ways)

Total owed to you: ₹15,000 + ₹1,500 + ₹1,040 = ₹17,540

Create a separate Split for each expense. CiviQ aggregates it all in the Splits page.

Sending a reminder

When Rahul 'forgets' to transfer the money (and it's been 2 weeks), open the Splits page, find his entry, and tap 'Remind'. CiviQ copies a polite pre-written message to your clipboard: 'Hey Rahul, just a reminder — you owe me ₹3,000 for the Goa hotel. Let me know when you can settle 🙏'. Paste it into WhatsApp. Done.

Marking a split as settled

1
Go to Splits in the sidebar
Find the person who paid you.
2
Tap 'Settle'
The split moves to the 'Settled' section. The amount no longer shows as outstanding.
💡 Fun fact: The average Indian split expense takes 12 days to get settled. The longest unsettled split ever recorded in CiviQ testing: 'Rahul → 2019 Coorg trip → ₹2,800 → still pending'. Don't be Rahul.