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Morning budget message

A daily Telegram nudge showing how much you can spend today — with what you've already spent factored in.

2 min read

Every morning at the time you pick, CiviQ sends a short Telegram message showing how much you can spend today and stay on track for the month. The number always reflects what you've actually spent — not a stale midnight snapshot.

Example — nothing spent yet

Example
Morning, Hari 🌅 You can spend ₹847 today and stay on track 👍 ₹21k left this month · 25 days to go

Example — already spent something

Example
Morning, Hari 🌅 Daily budget: ₹847 Already spent: ₹380 Left today: ₹467 👍 ₹21k left this month · 25 days to go

How the daily amount is calculated

Monthly budget remaining ÷ days left in month = today's allowance. If you have ₹21,175 left and 25 days to go, today's allowance is ₹847. It recalculates daily, so overspending one day naturally adjusts the next day down.

Choose your send time

  • Available slots: 6am, 7am, 8am, 9am, 10am IST
  • From the app: Settings → Notifications → Morning budget update
  • Or via the bot: /morning 7 sets it for 7am
  • /morning off turns it off; /morning on its own shows the current setting
The message only fires if you have at least one budget set. With no budgets, there's nothing to compare today against — so the bot stays quiet.